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Mattress Financing Options

In addition to our deeply discounted prices, Sleep Cheap offers Snap Financing and Acima Leasing to qualifying customers. Sign up for pre-approval, and, once confirmed, you can finish finding the mattress of your dreams online. Alternatively, you can come in and see us in person!

When you speak with a sales team member, we’ll give you the best options to match your budget and preferences, including guaranteed no-credit-check financing with 90 same-as-cash options, free layaway, and much more. Our company makes it easier to get the mattress and bedding accessories you need at a price you can afford to pay over time.

Snap Finance

Apply in Tennessee  Apply in Mississippi  Apply in Arkansas


Sleep Cheap Mattresses has three different locations. We ask that you please click on the exact location from which you wish to purchase any items from Sleep Cheap Mattresses.


Acima Leasing

You must click on one of the boxes below to apply for leasing. From there, you will be directed to a page asking which Sleep Cheap Mattresses location you wish to use for leasing.

Reach Out to Us Today!